Posts in tag

united states


SlateStone Wealth Chief Market Strategist Ken Polcari and Tocqueville Asset Management Portfolio Manager John Petrides discuss whether geopolitical events will prevent the Fed from raising interest rates on “The Claman Countdown.” Goldman Sachs economists have warned that the likelihood of the US economy plunging into a recession next year has increased dramatically following the Russian-Ukrainian …

an influential Meta-materials market document is useful in determining discount rates, actual prices and price ranges, price elasticity of its products. The report establishes the reputation of the company and its products. Besides providing the competitive landscape of major players, this report also provides complete and distinct analysis of market drivers and restraints, detailed analysis …

New Delhi: Key cryptocurrencies soared as much as 9% in the past 24 hours, with Bitcoin surging above the $41,000 mark and Avalanche and Ethereum seeing big swings. Bitcoin, the largest crypto by market value, was trading up 0.69% at $41,124.58, taking its seven-day gains to 0.8%. Ethereum jumped 2.9% in the past 24 hours …

Woo Tae-hee, executive vice president of the Korea Chamber of Commerce and Industry, speaks at an event to celebrate the 10th anniversary of the U.S.-Korea Free Trade Agreement on Tuesday in Washington, D.C. DC. Yonhap South Korea’s trade and business minister on Tuesday expressed support for the new US economic framework for the Indo-Pacific, saying …

Alex Domash, Lawrence H. Summers March 17, 2022 Since the start of the pandemic, labor market indicators have been sending different signals about the degree of slowdown in the US labor market. This column uses time series and cross-sectional data to show that firm-side unemployment—a measure that relates the unemployment rate to the job vacancy …

Text size Fed Chairman Jerome Powell will host a press conference at 2:30 p.m. Eastern Time. Graeme Jennings/POOL/AFP via Getty Images After a brief bout of weakness, the stock market ended the day sharply higher after the Federal Reserve raised interest rates by a quarter point and signaled that six more could follow. It was …

The U.S. market is close to full employment again, but high oil and gas prices, rising inflation, labor shortages and a faulty supply chain are threatening economic recovery – and that was before Russia invaded Ukraine, according to the latest US forecast from UCF’s Institute for Economic Forecasts. “The diaper cake of economic problems we …

REUTERS/Dado Ruvic/Illustration Join now for FREE unlimited access to Reuters.com Register Summary Law firms Related documents Bankrupt Vermont hospital not eligible for pandemic aid, court rules Grants, not loans, protected by bankruptcy law (Reuters) – The Small Business Administration was within its rights to deny pandemic aid to a nonprofit hospital on the basis that …

WASHINGTON, DC: White House Press Secretary Jen Psaki speaks during a White House Daily News … [+] briefing at the James S. Brady Press Briefing Room of the White House in Washington, DC. (Photo by Alex Wong/Getty Images) Getty Images Global oil prices are falling, continuing their recent downward trend and falling below $100 a …

Editorial independence We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make money. Is it still possible to turn a new side hustle into a …

For both debtors and creditors, numbers are important in bankruptcy proceedings. The United States Judicial Conference has announced that certain dollar amounts and dollar limits in the United States Bankruptcy Code will increase effective April 1, 2022. Adjustments must occur every three years in accordance with 11 USC §104. The new dollar amounts reflect an …

This entry is part of Nelson Mullins’ Bankruptcy Basics ongoing blog series which aims to address the fundamentals of bankruptcy for practitioners and non-bankruptcy professionals. This entry will explain the concepts of bankruptcy “estate” and “estate ownership” and their importance. When a debtor files for bankruptcy, the bankruptcy “mass” is immediately constituted. It consists of …

American Apparel Founder Dov Charney Files for Chapter 11 Bankruptcy – Sourcing Journal Facebook pinterest Search icon SourcingJournal_horiz Glass Twitter Shape camera graph-trend logo Shape icon / user You will be redirected to your article in seconds March 15, 2022 7:47 a.m. ET In a duel that never seems to end, Dov Charney is locked …

Sunday March 13, 2022 10:40 a.m. Last week was extremely volatile for London’s leading FTSE 100 index, rising from a low of 6,674 to a high of 7,672. It eventually ended up 2.41% Investors’ attention to developments in the Russian-Ukrainian conflict could be diverted by a jam-packed week of headline economic data and announcements. Last …

First appeared at Policy Center for the New South The economic sanctions against Russia announced last week by the United States and Europe following the military invasion of Ukraine are having a profound impact on the Russian economy while having repercussions in the country. As in a boxing match, it is expected that blows to …

In all the comments about the war in Ukraine and the debates about whether the West bears any responsibility, very few people have made reference to social and economic factors. Yet, the Putin phenomenon must be understood as a new type of socio-economic system that was produced by a mixture of oil dependence and market …

Outside the United States The private sector PMI and consumer confidence figures caught the eye earlier this week. While consumer confidence weakened in February, private sector activity picked up. According to preliminary figures, the all-important services PMI fell from 51.2 to 56.7. In the 2n/a mid-week, fourth-quarter GDP, unemployment insurance claims, inflation, personal spending and …

The global multilateral economic system has been tested twice in this century. The first time was with the global economic crisis of 2008; the second – with the COVID-19 pandemic. And the results are not good. As more than six million lives were lost across the world, the deteriorating climate continued to take a greater …

Early in the day: The start of the Asian session was busier. The Japanese yen and Australian dollar were in action in the early hours of the day. Entering the Asian open, markets also responded to the FOMC meeting minutes overnight. For the Japanese yen In January, Japan’s trade deficit widened from 583.3 billion yen …

Huntington Private Bank CIO John Augustine joins Yahoo Finance Live to discuss the state of the stock market as geopolitical tensions persist and U.S. retail sales report data for January. Video transcript AKIKO FUJITA: We see the Dow falling again today in this session after breaking a three-day losing streak. At present, it is down …

Read the latest headlines on the Austrian economy, including inflation, domestic product (GDP) growth, national debt and labor market news The recovery is expected to accelerate in 2010 and 2011 as business and foreign demand policies remain broadly supportive. May 26, 2010 The Austrian gas price index – ÖGPI (C) – registered an increase in …

No news can be good news on another day of light economic news. There are several earnings announcements, but no big companies that are likely to have far-reaching effects on the market. and yields were lower before the market opened. Lower oil and yields help reduce investor fears as Cboe market Volatility Index () was …

JJ Kinahan, Chief Market Strategist, TD Ameritrade (Wednesday Market Open) No news may be good news as stock index futures point to a higher open on another day of light economic news. There are several earnings announcements, but no big companies that are likely to have far-reaching effects on the market. The pre-market move higher …

On the macro It’s a quiet week ahead on the economic calendar, with the XX stats at the center of the week ending on the 11th.and February. The previous week, 76 statistics had been developed. For dollars: At the beginning of the week, the statistics are limited to December trade data which will have a …

Major Wall Street indexes jumped at Thursday’s open on upbeat data from Washington that pointed to a strengthening economic recovery. The Dow Jones Industrial Average gained more than 550 points, or 1.6% in morning trade, while the S&P 500 and Nasdaq also each climbed higher after a rocky session on Wednesday after the Federal Reserve …

Policy Center for the New South The start of 2022 has been marked by both signs of slowing global economic growth and a shift towards tighter monetary policies in advanced economies. In his Global Economic Outlook report, published on January 11, the World Bank predicts that after a global growth rate of 5.5% last year, …

© Reuters. By Gina Lee Investing.com – Asia-Pacific stocks were mostly up on Monday morning as investors digested news from China and the additional steps the country will take to spur economic growth. China was up 0.29% at 9:28 p.m. ET (0228 GMT) and up 0.77%. Data released earlier today showed GDP grew 4% and …

Investment markets and key developments Global equity markets remained under pressure over the past week on concerns about rising US inflation and accelerating US interest rate hikes. Omicron-related disruptions and tensions with Russia over Ukraine aren’t helping, although markets don’t seem too concerned about Omicron. For the week, US stocks fell 0.3%, Eurozone stocks fell …

With the best job growth in over 40 years, inflation a national obsession and the Federal Reserve preparing to raise interest rates, it’s easy to forget how different the world was before the pandemic. . The global environment was then marked by sluggish growth, sluggish investment, worrying inflation and low interest rates. Which could be …

U.S. stocks were mixed on Tuesday with the biggest names in tech pulling the Nasdaq Composite down, as investors looked to major economic data this week, as well as earnings from large-cap companies like Walgreens (WBA ), Conagra (CAG) and Constellation Brands (STZ). The S&P 500 fell less than 0.1% to 4,793.54 and the Nasdaq …

WASHINGTON – The number of Americans claiming unemployment benefits has fallen below 200,000, further proof that the labor market remains strong in the wake of last year’s coronavirus recession. Unemployment claims fell from 8,000 to 198,000, the Labor Department reported Thursday. The four-week average, which dampens week-to-week volatility, fell to just over 199,000, the lowest …

The Christmas holidays mean the UK and EU are unwilling to release major economic data this week, while the US only has a handful. we Tuesday, after Boxing Day, marks the start of any major data release in the United States, as the Housing Price Index is released. This is an important indicator because the …

The S&P 500 closed at a record high Thursday in a pre-holiday rally with the Dow and Nasdaq, supported by positive data suggesting the Omicron variant was less likely to lead to hospitalizations. The indices recouped losses from the start of the week after investors shrugged off fears that the variant would delay the economic …

Major It was another bullish day for European majors on Wednesday. The CAC40 appreciated by 1.24%, with the DAX30 and EuroStoxx600 increasing by 0.95% and 0.92% respectively. As of midweek, investors continued to dismiss Omicron updates as tech stocks were on the move. On the economic data front, upward revisions to US GDP figures and …

The sustainable chemical industry is making its way into all processes. New materials and new products that seek to be more sustainable for business and the environment. Updated on Thursday 23 December 2021 – 01:33 Through alchemy, matter transforms to make everything from medicines to the clothes that keep us warm to the computers we …

Shares ended higher on Wednesday, bolstered by emergency Pfizer approval (PFE) – Get the Pfizer Inc. Covid-19 pill and optimistic economic reports. The Dow Jones Industrial Average finished up 261 points, or 0.74%, at 35,753, while the S&P 500 was up 1.02% and the tech-rich Nasdaq gained 1.18%. The United States Food and Drug Administration …

News of a $7.7 billion budget surplus (in a state budget of about $52 billion per biennium) was welcome to Minnesotans who feared the pandemic would lead to utility cuts and/or tax increases. the Minnesota unemployment rate plummetsfrom 3.5% in October to 3.3% in November, as well as 8,600 net new jobs during this period, …

German consumer confidence figures and the euro zone did not weigh on the European majors. Rising consumer prices and the reintroduction of COVID-19 restrictions have resulted in lower consumer confidence. From the United States, there were no major statistics that day to provide guidance at the end of the semester, leaving the US majors to …

Illustration: Tang Tengfei/Global Times US President Joe Biden’s exclusive Democracy Summit, which was even ignored by some US allies, sparked a rare global discussion about what real democracy is and whether the US can still represent democracy . The questions wouldn’t cause much controversy just a few years ago, when the United States was heralded …

Early in the day: The start of the day on the economic calendar was particularly calm this morning. There were no major statistics to provide the majors with early morning direction. The lack of statistics left markets to respond to Friday’s NFP figures from the United States and the latest COVID-19 news updates. On the …

LITTLETON – Two years after the start of the COVID-19 pandemic, the local real estate market remains strong, although a tightening in inventory has started to slow sales. That report, along with the new kind of demographics entering the region, was featured in a local housing market update by Andy Smith, owner-broker of Peabody and …

Major stock markets rose mainly on Thursday following data confirming a strong economic recovery in the United States. Frankfurt added 0.3% as traders focusing on Germany eventually struck a deal to form a new government. This helped offset news that Europe’s largest economy had lowered its growth estimate for the third quarter amid rising Covid …

Early in the day: The start of the economic calendar day was relatively calm this morning. The kiwi dollar was in action early in the morning. Later this morning, the Australian dollar will also be the center of attention, with new private CAPEX numbers for the 3e quarter due. While the statistics were the center …

MANILA – The combination of the latest Bangko Sentral ng Pilipinas (BSP) rate decision and economic news from the United States led to the main gauge of equities and the peso closing negatively on Friday. The main gauge fell 0.26%, or 18.77 points, to 7,280.57 points. All stocks fell 1.41%, or 55.59 points, to 3,878.11 …

China released a series of economic data for October on Monday, beating economists’ expectations. Its retail sales grew 4.9% year on year from an estimated 3.5%, while industrial production rose 3.5%, up 0.4% from the previous month and improving from compared to the forecast of 3.1%. Finally, investments in fixed assets increased by 6.1%, which …

Optimism continues to be dampened by worries about inflation, which has jumped this year due to a pickup in demand. Asian markets were mixed on Monday, as long-standing inflation concerns offset anti-forecast economic data from the United States and China, as tourism-related companies rallied in optimism over the global reopening after Pfizer said its pill …

A slowdown in China and the end of US stimulus measures threaten a much-needed regional rebound. Last year was marked by good news for Latin American economies. The region’s recovery has been stronger than expected and growth forecasts for the world Bank and IMF have improved over the past six months. Vaccination campaigns and fiscal …

MANILA – About 4.25 million Filipinos were unemployed in September, up from 3.88 million reported in August, according to a Philippine Statistics Authority (PSA) survey released Thursday. In an online briefing, PSA director Dennis Mapa said the unemployment rate of 8.9% in September was the highest since January this year. (Philippines-COVID-19) – – – – …

With the Beijing 2022 Winter Olympics just a quarter of an hour away, China is preparing for some extraordinary games in the most difficult times. In 2015, when the International Olympic Committee (IOC) awarded the 2022 Winter Games to Beijing, the world looked very different. Today, expectations are framed by the 2020 Summer Olympics in …

First appearance at Policy Center for the New South (November 2, 2021) The scarcity of inputs and goods has been felt all over the world due to disruptions in global value chains since the start of the pandemic. Factory closures in China in early 2020, closures in many countries and, subsequently, congestion of logistics networks …

Early in the day: The start of the day on the economic calendar was relatively busy this morning. The Australian dollar was in action at the start of the Asian session, with China’s economic data also taking center stage. For the Australian dollar The AIG manufacturing index fell from 51.2 to 50.4 in October. According …

NEW YORK, Oct. 30 (Xinhua) – US stocks rose during the week as Wall Street assessed a series of earnings reports and economic data. For the week ending Friday, the Dow Jones gained 0.4%, the S&P 500 rose 1.3% and the Nasdaq Composite rose 2.7%. For October, the Dow Jones climbed 5.8%, while the S&P …

People walk near the New York Stock Exchange (NYSE) on Wall Street on July 15, 2021 in New York City. – AFP photo NEW YORK, October 28 – Wall Street stocks resumed their ascent early in the day after a mostly strong earnings stream from Merck, Caterpillar and others as investors ignored a lackluster US …

Famine spread in the West following the crisis of 1929. All institutions were threatened. They only survived through World War II. Already in the 18th century, the British economists of nascent capitalism wondered about the durability of this system around David Ricardo. What was initially very profitable will eventually become commonplace and will no longer …

MANILA – The main stock index closed sideways on Monday as investors waited for new economic data from the United States as the peso weakened against the greenback. The Philippine Stock Exchange Index (PSEi) rose 0.09%, or 6.35%, to 7,219.81 points. All stocks fell 0.40%, or 17.88 points, to 4,430.93 points. Half of the sector …

Wall Street rebounded in the first half of October after a devastating September in which major stock indexes experienced the biggest drop in a decade. October is also known for its fluctuating business model. Despite this, since the start of the month, the three major stock indexes – the Dow, the S&P 500 and the …

While PwC US and the Urban Land Institute “Emerging Trends in Immovable Report 2022 ”reveals a solid immovable market driven by a booming economy, the lack of affordable housing and the impact of climate change and inflation are cause for concern. In the 111-page report, the researchers concluded that how, why, and where people buy …

The third quarter US earnings season could help investors put supply chain risks into perspective. Bloomberg: Stocks rose as better-than-estimate earnings and economic data eclipsed fears that inflationary pressures and supply chain grunts could weigh on growth. All the major groups in the S&P 500 made progress. Bank of America Corp. climbed after beating analysts’ …

As the “Emerging Trends in Real Estate Report 2022” report by PwC US and the Urban Land Institute reveals a robust real estate market driven by a booming economy, the lack of affordable housing and the impact of climate change and inflation are a cause for concern. In the 111-page report, the researchers concluded that …

NEW YORK: US stocks surged Thursday as companies such as Morgan Stanley and UnitedHealth advanced after strong results, while labor market data and inflation eased concerns over rate hike prospects . The tech sector gave the S&P 500 its biggest boost, with shares of Microsoft Corp and Apple Inc rising. Shares of Citigroup, Bank of …

US employment data came in weaker than expected on Friday. This has been good news for the markets lately. Weaker employment data means looser monetary policy. But this time, traditional commerce did not pay off. What changed ? US employment data was worse than expected – and markets didn’t like it Once a month, every …

U.S. equities posted modest gains over the past week as investors pored over updates on the debt ceiling deadlock in Washington, while digesting a slew of key economic readings. For the week ending Friday, the Dow Jones rose 1.2%, while the technology-rich S&P 500 and Nasdaq Composite climbed 0.8% and 0.1%, respectively. The S&P US …

WASHINGTON – The Executive Board of the International Monetary Fund (IMF) has approved a fourth tranche of debt service relief for 24 eligible low-income countries to help them fight the COVID-19 pandemic, announced Friday the IMF. “The Board of Directors also approved the inclusion of the Kyrgyz Republic and Lesotho among the beneficiary countries, allowing …

This morning was another quiet start to the day on the eurozone economic calendar. Key statistics included trade data from Germany. German economy In August, Germany’s trade surplus fell from 17.7 billion euros to 13.0 billion euros. Economists were forecasting a shrinkage to 15.8 billion euros. According to Destatis, German exports fell 1.2%, while imports …

Early in the day: The start of the day on the economic calendar was particularly calm this morning. There were no major statistics for the early morning markets to take into account. Major As of this writing, the Japanese yen was down 0.03% to 111.440 yen against the US dollar, while the Australian dollar was …

Star Parker Provided Star Parker The Census Bureau just released its latest annual report, “Income and Poverty in the United States: 2020,” and American Enterprise Institute economist and blogger Mark Perry has extracted and summarized the highlights, as he said. does it every year. Perry’s work is always enlightening because the data shows just how …

U.S. stocks began the fourth quarter with a rally on Friday, as data on resilient consumer spending and manufacturing surveys showed the economic recovery was fueled by disruption caused by COVID-19 and related issues. to the supply chain. The S&P 500 Index gained 1.2% to 4,357.04, the Dow Jones Industrial Average rose 1.4% to 34,326.46 …

The US economy grew more than expected in the second quarter of the year. image file The gross domestic product of the world’s largest economy grew 6.7% in the second quarter of the year compared to the previous three months, according to a final estimate from the Bureau of Economic Analysis (BEA). The progress of …

NAIROBI – Kenya plans to borrow 1.550 billion shillings (approximately US $ 14 billion) from external sources in fiscal year 2021/2022, the National Treasury said on Wednesday in its loan and grant estimates. This is an increase from the $ 12 billion in fiscal year 2020/2021, according to the Treasury. (Kenya-External borrowing-Estimate) – – – …

WASHINGTON – The recovery of the East Asia and Pacific region has been compromised by the spread of the delta variant of COVID-19, the World Bank said on Monday, calling for a comprehensive strategy to contain COVID -19 and stimulate inclusive growth. Economic activity started to slow in the second quarter of 2021, and growth …

Against all odds, theme parks are thriving in China, thanks to rising disposable income, investor confidence and long-term opportunities. On September 1, Universal Beijing Resort, the largest of its kind in the world, will begin its trial. From 2008 to 2017, total theme park attendance increased by 13% per year. Today, there are more than …

Through Jennifer Nicoll Victor, Ph.D., George Mason University The economy is intimately linked to politics. Governments set economic policies that affect global markets, employment, wages, working conditions, and other factors affecting economic livelihoods. In turn, economics affects politics, sometimes in mysterious ways. In the United States, although there is a free market system, there are …

First appearance at Policy Center for the New South, September 8, 2021 The report of the United Nations Intergovernmental Panel on Climate Change (IPCC), released in early August, left no room for doubt. He estimates that accelerating the pace of global containment of carbon emissions will be necessary if expected increases in global average temperatures …

The world woke up on Monday 23 with higher international reserves for all countries. A new allocation of US $ 650 billion (SDR 450 billion) in Special Drawing Rights (SDRs) by the International Monetary Fund (IMF) to its member countries has come into effect. SDRs are an international reserve asset created by the IMF and …

Lately we’ve been hearing a lot about America’s billionaires who have increased their wealth by over $ 1 trillion in the past year as Covid precipitated the economy’s deepest recession since the 1930s. actual over the past year – as of the spring quarter of 2020 last year. until the spring term of 2021. During …

The rapidly evolving situation in Afghanistan must be added to the growing list of global issues for investors to watch as stock markets digest the Taliban’s return to power, warns the CEO of one of the largest independent organizations in global financial, asset management and fintech consultancy. . The warning from Nigel Green, chief executive …

The tenth edition of the International Monetary Fund External Sector Report (ESR, August 2021) shows how the current account deficits of the global economy widened in 2020 during the pandemic. On the flip side, the ESR also argues that, overall, the misalignment between fundamentals and current account balances has not been exacerbated. The pandemic has …

Last week, the Forum of Official Monetary and Financial Institutions (OMFIF) released its eighth annual Global Public Investors (GPI) report. It included a survey of asset allocation plans by reserve managers of central banks, sovereign wealth funds and public pension funds. Together, the 102 investors who responded to the survey manage $ 42.7 trillion in …

NEW YORK – The US dollar rose late Friday as market participants digested the latest economic data. The dollar index, which measures the greenback against six major peers, rose 0.09% to 92.9104. At the end of the session in New York, the euro fell to 1.1770 dollars against 1.1771 dollars in the previous session, and …

The Trump and Biden administrations have launched an unfounded genocide case against China. It has been disputed by the White House’s own legal experts. With its dark roots, the policy of genocide makes fun of real genocides. In July 2020, then Secretary of State Mike Pompeo accused the Chinese Communist Party (CCP) of “using forced …

Americans have again been told that the billionaire class in the United States pays no taxes. No wonder, since the Fortune 500 and Wall Street generally don’t pay taxes either.As the rich get richer without paying taxes, the poor will be kicked out at the end of the month by the owner class. Meanwhile, the …

Gerry Harvey, the Australian retail mogul, is not afraid of controversy. In a now infamous interview on an Australian news program 60 minutes, the billionaire described COVID-19 as a great business opportunity. In a backlash, Harvey complained that “everyone thinks I’m that callous old bastard who takes advantage of other people’s misery.” For once Harvey …

The equity market is experiencing some lull with little flow of information about the companies and the economy to provide direction. The benchmark S & P / NZX 50 closed 0.08%, or 10.073 points, at 12,429.98 on Thursday. “There is a bit of a vacuum in the news for kiwifruit investors,” said Greg Smith, research …

In the United States and Western Europe, many people support large-scale systemic change. In four countries surveyed in November and December last year, about four in ten or more in each country describe their economic or political system as requiring at least major changes, if not comprehensive reform. But what people prioritize – and if …

The harsh economic realities and inequalities in the United States have been laid bare by the uneven impact of the COVID-19 pandemic. Some have made big financial gains, but the losses have been greatest for those who can least afford it, highlighting the impact of racism on federal, state and local policies and economic performance. …

WASHINGTON, March 24 (Reuters) – Asian markets are likely to open mixed on Thursday after global equities fell, and U.S. investors have questioned which equity sectors would benefit most from stronger growth. Concerns about the prolongation of economic lockdowns in Europe and possible tax hikes in the United States have also weighed on investor morale. …

The first signs that the world is winning the battle against COVID-19 have sparked good news for the global economy as the number of people vaccinated increases and the death rate drops. Once stores and factories reopen, once those trapped working from home are finally free to spend on dining and travel, sharing any savings …

First appeared in Policy Center for the New South While the economic recovery around the world remains uneven, fragile and unbalanced across sectors, financial markets are generally doing very well, thank you! In the United States, only half of the unemployment caused by the pandemic last year has reversed, while stock markets have continued to …

While the past year has been dominated by the enormous human costs of COVID-19, the next few years will be devoted to its economic consequences, including the alarming rise in US debt. What is needed is multilateral cooperation – a new “Grand Alliance”. Congressional leaders failed to strike a bipartisan deal on a $ 900 …

December 05, 2021 Can December start the snow season? December could be the month we see measurable snowfall. In the past we have seen pretty decent snowfall in December and also a few White Christmases. It’s always good to be prepared for snow, no matter when it comes. Keep the snow shovel ready. Keep a …